Saunders found a way around the system. Every night, he transferred just a little more than what he spent from his credit card to his savings account. He did this on a nightly basis, when the system was down. He was basically buying himself time, but he also knew that he couldn’t go on with this without the bank catching up. It scared him, which was why he also kept betting on horse races. He was hoping that luck would finally be on his side one day.