Your bank does more than just cash checks and store funds. With the economy thriving and investments currently on the rise, most banks would be thrilled to have your business. Many banks offer promotions for opening new checking accounts, with offers of bonuses, cash back, and even free cash. If you do some research, you’ll figure out which checking services best suit you.
So take advantage. Opening a new checking account could take as little as 8 minutes. Don’t be afraid! You could earn thousands of extra dollars in the long run. Get more bang for your buck with higher interest for your money as well. Just open an account and rake in the free rewards. No strings attached!
Looking to switch or considering bank account options? These promotions can help you make more than just a little extra cash.
$350 Sign-Up Bonus For Opening Chase Total Checking & Chase Savings Account
Chase Total Checking’s $200 sign-up bonus made headlines in the banking world last year. Did you miss out? Well then, don’t make the same mistake twice! Chase will continue the incredibly-popular offer, and give an additional $150 to customers who open a Chase Savings account as well. Here are the requirements:
- Must deposit a minimum of $10,000 into the savings account within 20 business days;
- Maintain a $10,000 balance for 90 days, and;
- Set up a recurring direct deposit for the checking account.
One of the country’s leading banks, Chase offers amazing benefits to its customers. These include features like user-to-user transfers, credit score checks, and access to JP Morgan’s You Invest program in Chase’s app.
You can also waive the $12/month Chase Total Checking account fee (saving $144/year), if you meet one of the following criteria:
- Receive at least $500 in direct deposits a month;
- Have a minimum daily balance of $1,500, and;
- Paying $25 worth of services or fees to Chase.1
$600 Sign-Up Bonus For Opening BB&T Bright Banking Elite Gold Checking Account
Did you miss out on BB&T’s $200 cash bonus last year for opening a Bright Banking checking account? You had until August 8 to sign up. But if you did, don’t worry! There’s an even better deal available right now. Customers can receive a $600 bonus for opening a new Elite Gold checking account. Just use code ‘BADGG’ and fulfill one of these requirements:
- Deposit $35,000 within 30 days of account opening and maintain the minimum balance of $35,000 for 7 days OR
- Set up and receive direct deposits totaling $3,000 or more within 75 days of account opening1
It’s important to note this exclusive offer expires February 26, 2020. New account holders who meet the above criteria will receive the bonus within four weeks of qualifying. Additionally, this promotion is only available in AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, and WV.2
$200 Bonus With the CitiBank Basic Banking Package
Open a new checking account with CitiBank’s Basic Banking package. You’ll be eligible to receive a $200 sign-up bonus. But hurry! This promotion may expire soon. Here’s how the offer functions, according to CitiBank’s website:
- Open a new eligible checking account in the Basic Banking Package;
- Within 30 days of opening your account deposit $5,000 New-to-Citibank funds into the new checking account, and;
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
That’s it! After qualifying, account holders will receive the bonus within 90 days. This offer is only available to new account holders. Furthermore, you can waive the $12 monthly fee if you maintain a minimum monthly balance average of $1,500.3
$350 Cash Back – Take Advantage of HSBC Advance Checking Promotion
Here’s some great news. If you missed out last year, HSBC has extended its checking account promotion. New customers have until March 1, 2020 to open an Advance Checking account and take advantage of a $350 cash bonus. Here’s how to qualify:
- Open your new HSBC Advance checking account online by March 1, 2020;
- Set up Qualifying Direct Deposits into your new HSBC Advance Checking account;
- Receive 2% Cash Back on Qualifying Direct Deposits into your new account, up to $30/month, during the first 12 calendar months after opening, up to $350.
You will automatically receive the 2% Cash Back in your new HSBC Advance Checking account in approximately 8 weeks. It’s that simple.4
$100 Welcome Bonus For Opening Bank of America Advantage Account
New customers can take advantage of a $100 welcome bonus when opening an Advantage Banking account with Bank of America. To qualify, customers must open and receive at least two qualifying direct deposits of $250 or more, within the first 90 days.
It’s important to know there is a $25 minimum deposit to open the basic Advantage Banking account and a $100 minimum deposit to open any of more advanced Advantage Banking accounts. After meeting all requirements, you’ll receive your bonus within 60 days. There are monthly fees involved. However, there are even ways to waive this fee.5
Hurry! Take Advantage Of These Checking Promotions Now, They Won’t Last Long
Opening a checking account this year could be a quick way to earn and save yourself some hard-earned cash. Mentioned above is just a handful of options from which to choose. There are plenty of other promotions currently available too — you just have to do some research.
Thinking of starting a new checking account today? Don’t wait! Get started now, before deals expire. Make it this year’s goal to be more financially secure. A new checking account can put you back on track. Plus receive benefits like free cash rewards that can save you thousands of dollars. Act fast, because most of these offers won’t last long.
1 Chase, Enjoy up to $350 2 BB&T Elite Gold Checking 3 Citi, Earn $200 4 HSBC, Get up to $750 with this exclusive offer 5 Bank of America, $100 offer for new checking customers