See If You Are Eligible For A Free $15,000 Roof Replacement Grant
Forbes
When it comes to your home, it’s important to understand that the roof is one of the most important aspects. Not only does it protect the people living inside from severe weather issues, such as strong wind, rain, hail, snow, there are also other factors to consider when it comes to one’s roof.
Many people don’t realize this, but they may actually be eligible to have their roof repaired at zero cost. How, you ask? Take a look at these options below.
If you happen to need a roof repair or replacement, it’s important that you don’t wait to have it fixed or changed. That’s because it’s essential for the safety and well-being of whoever lives in your home, whether it’s you alone or you and your family. By having a well-maintained roof, it has the ability to keep your family safe from harsh or severe weather, while also providing your home with a great look and character. Moreover, you and your family may also be in danger if your roof is somehow damaged, cracked or in need of repair.
When it comes to roofing, people also understand just how expensive they can cost. Depending on the different details of your roofing needs, whether it’s just for repair or replacement, as well as the particular details that go into choosing a roof, the average cost can start anywhere from $10,000 or more.
So now you may be thinking, “Oh no, how can I afford that?” Well, look no further because it’s your lucky day! There are a ton of options for people that have roofing needs but can’t afford to have them fixed or replaced due to a lack of budget.
As a matter of fact, you may actually be eligible for a free grant of $15,000 for your roof replacement. In order to not only protect yourself and your family from the unpredictable weather, as well as creating an inviting and beautiful looking home for potential buyers later on, you’ll first need to get your roof checked by an engineer or professional contractor.
Notably, many states afford homeowners up to $1,500 to put towards the cost of their insurance deductible when it comes to home improvements, which could be applied to roof replacements.
But, if this is not applicable to you, or your income happens to be less than the state average, you could very well be eligible for free roof replacement grants from either federal government, state agencies, or non-profits.
Where To Find Such Roofing Grants?
When it comes to federal government, they are less likely to offer grants than state or local governments are. Nonetheless, if you happen to fall into a low or a very low-income classification, there may be particular federal grants that are worth looking into. When you say low or meager income, the federal government defines this as below 50 percent of area average income for very low income, and between 50 to 80 percent of median or average income for low income.
Despite your income, know that you have options which you just need to look into by searching the options that are available to you in your specific area.
What are the Types of Grants Available?
The first type of grant is called the Housing Preservation Grant Program. This grant is designed to aid people with either the repair, replacement, or modernization of their home’s housing components. For example, this can include flooring installation, kitchen and bathroom cabinets, heating system replacement, and roof replacement grants among others. This particular grant is available through the U.S. Department of Agriculture, whose program has more than $10 million in obtainable grants.
The second grant that is available is called the Home Investment Partnerships Program, or HOME. This provides block grants for particular home rehabilitation projects aimed towards low-income families. This may include such projects as roof replacement, however, it’s up to the local agencies to determine what will be purchased using their block grants.
Another grant that’s available is aimed towards seniors, called the Single Family Self-Help Grants. This program gives a special allowance to those that can’t afford to pay someone else to do the required work. For this particular grant, you would have to hire and supervise your own contractor, while also needing to buy the materials needed yourself. At the end, you will be reimbursed with the grant once the work is done. Notably, these grants are limited to homeowners that are 62 years old and older. In addition, the maximum grant amount for this is $7,500.
Finally, if your roofing needs are to improve the energy efficiency of your home and roof, you may utilize the US Department of Energy has the Weatherization Assistance Program and the State Energy Program. You can automatically qualify if you get Supplemental Security Income or Aid to Families with Dependent Children. Usually, states tend to give a preference to other groups, such as families with children, those with a family member with a disability, as well as those over the age of 60.
Remember, the importance and safety of your home roof should never be underestimated or neglected. Aside from providing you and your family with protection from severe and ruthless weather, even saving lives from extreme weather conditions when necessary, it also gives your home an attractive appearance.
Now is the time to take advantage of the grants and funds available to you by looking into the resources provided in this article. Start your search by looking into which of these grants will work best for you and your roofing situation today!
