{"id":80891,"date":"2021-12-30T01:34:28","date_gmt":"2021-12-30T06:34:28","guid":{"rendered":"https:\/\/awesomejelly.com\/?p=80891"},"modified":"2021-12-30T01:34:28","modified_gmt":"2021-12-30T06:34:28","slug":"how-to-find-great-auto-insurance-coverage-on-a-budget","status":"publish","type":"post","link":"https:\/\/awesomejelly.com\/how-to-find-great-auto-insurance-coverage-on-a-budget\/","title":{"rendered":"How To Find Great Auto Insurance Coverage On A Budget"},"content":{"rendered":"
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Investopedia<\/p><\/div>\n

Finding the right auto insurance coverage can be a difficult process, especially when you’re on a budget. The average American spends $1,674<\/a> per year on their car insurance premium alone. However, there are ways to find the best auto insurance coverage<\/a> without breaking the bank.<\/p>\n

Compare Quotes Before You Buy<\/h2>\n

The best way to save on car insurance is to shop around and compare rates. This will give you a good idea of what your options are and how much you can save by switching providers.<\/p>\n

Raise Your Deductible<\/h2>\n

Another way to save on car insurance is to raise your deductibles. This will lower your monthly premiums, but make sure you have enough money saved up to cover the deductible in case of an accident.<\/p>\n

Purchase the State-required Minimum Coverage<\/h2>\n

If you’re on a tight budget, you may want to consider purchasing the state-required minimum coverage. This will be the least expensive option, but it may not provide enough coverage for your needs.<\/p>\n

Take a Defensive Driving Course<\/h2>\n

Some insurance providers offer discounts to drivers who have taken a defensive driving course. This can be a great way to save money on your car insurance premium.<\/p>\n

Shop Around for Bundled Coverage<\/h2>\n

Many providers offer bundled coverage, which includes car insurance<\/a>, home insurance, and life insurance. This can be a great way to save money on your premiums.<\/p>\n

Downsize Your Vehicle<\/h2>\n

Another way to save on car insurance is to downsize your vehicle. This will lower your premiums because you will be paying for less insurance coverage.<\/p>\n

Limit Your Mileage<\/h2>\n

You can save on your car insurance premiums by limiting the amount of time you spend driving. This will reduce the amount of wear and tear on your car, which will lower your premiums.<\/p>\n

Ask Your Provider About Discounts<\/h2>\n

Finally, make sure you ask your insurance provider if they offer any discounts. Here are some of the ways that insurers can sweeten their deal for you:<\/p>\n