Are There Restrictions For Pre-Existing Conditions?
If you or your beneficiaries suffer from a chronic medical condition, this may not be covered by the insurance policy at all, which will definitely be costly and problematic. Or, it may take a few monthly payments before everything will be paid for. Ask your agent how long you’ll have to wait, if at all. If you have a health problem that requires regular medical attention, the extra fee on the policy will be worth it.