The 3 ABSOLUTE Best Credit Cards For Buyer Cash Back & FREE Bonus Perks

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With the current booming state of the U.S. economy, along with historically-low interest rates, these 3 credit cards allow regular Americans to get more bang for their buck. We did the research, so you could take advantage. These cards provide the BEST perks for consumers in [ENTER YEAR HERE]. Save with cash back. Rack up points. Boost your credit score! 

Choosing the right credit card is important! Each one has specific perks – which may apply themselves differently depending on your finances or overall credit score. Use these 3 cards to improve your credit score, and maximize the overall benefit you derive from your credit!

Discover ItⓇ Cash Back

The Discover It Cash Back card is one of the most popular in the industry – for a good reason! This card is currently rated 4.8 out of 5 stars by over 26,000 users on You can earn 5% cash back at gas stations, grocery stores, restaurants, Amazon and more (up to the quarterly maximum), each time you activate. Earn 1% unlimited cash back on all other purchases. It also boasts one of the industry’s lowest APRs, from as low as 13.49%. [1]

Discover also offers Cashback Match, which automatically matches all the cash back new cardmembers have earned at the end of their first year on their credit card. There’s no signing up. And no limit to how much cash is matched. [2]


Bank of AmericaⓇ Cash Rewards

Especially if you already bank with Bank of America, the Bank of America Cash Rewards credit card may be a perfect choice for you. Bank of America offers their 3-2-1 promotion to all cardholders. Earn 3% cash back in the category of your choice. Earn 2% at grocery stores and wholesale clubs (up to $2,500). Plus earn unlimited 1% on all other purchases.

You can also get a $200 online cash rewards bonus if you spend at least $1,000 within the first 90 days. Plus, enjoy a 0% intro APR on purchases during the first 15 billing cycles. [3]


Chase Sapphire PreferredⓇ

The Chase Sapphire Preferred card is an amazing choice for most consumers. Compared to other similar cards, the Sapphire Preferred has more opportunities to redeem bonus points than most. Everyday shopping gets you 1 point back per dollar spent. Get 2X points back on travel and dining at restaurants worldwide. Plus right now, earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel!

The annual fee of $95 isn’t very high if you consider the amount of bonus points you’ll rack up very quickly! As an intro bonus, you can also get 60,000 additional bonus points when you spend $4,000 using your Chase Sapphire Preferred in your first 3 months. [4]

How to Derive Maximum Value & Boost Your Credit Score

Whether you’re looking to establish a stronger credit score, or improve your current score, you should be maximizing the value you derive when you shop with your credit card. You can get free cash back and other bonus perks just by shopping everyday! 

It’s basically free money! So why wouldn’t you take advantage of these incredible offers? Explore your options and find the credit card that’s right for you. But hurry! Some of these promotions are for a limited time only. Claim them while they’re still available!

All the credit cards mentioned allow you to prequalify without knocking your credit score. If you think your past financial decisions might disqualify you from a great credit card – don’t!
You can still get an amazing card, with amazing benefits. With these cards, you can build strong credit and reap free rewards when you shop!

So why not take advantage?

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