With the recent market trends, individuals across the country are wondering what they can do to save — and maybe earn — a little extra cash around the house. The country’s leading financial experts are recommending a number of incentives to help individuals, like yourself, do just that.
Just because you’re stuck at home, doesn’t mean you have to stop earning! Not only are there currently thousands of exclusively-online businesses being run, but there are also plenty of rebates, programs, benefits and discounts for which most people over 40 can actually qualify — right from the comfort of their homes.
Here are just a few things you can do in your community and around your house to help save, every day!
1. New Transparency Rules Between Car Insurance Providers — Rates As Low As $19/Week.
Most people are unaware of the transparency rules between insurance companies now available online. Regulations ensure that every driver in the country has access to the lowest possible rates. You can even compare the rates of top competitors online — and it’s 100% free.
According to studies, only 5% of drivers in the U.S. spend less than $64/month on car insurance. Meanwhile, you could be paying up to 300% less. You might be one of the thousands of drivers that are overpaying right now.
Did you know? If you’re over the age of 40, you could be paying as little as $19/week. Your car insurance provider likely won’t tell you this. But there are various programs available to help individuals over 40 save on their auto insurance.
See what’s out there now, and compare the best rates online.
2. Save Big on Groceries at Local Stores
This saving tip is especially for the seniors out there reading this (even for those age 55+, who don’t call yourselves ‘seniors’ quite yet!). You can save big at top supermarkets nationwide. As it turns out, seniors don’t get discounts just on movie tickets nowadays!
We’ve put together a list of our favorite supermarkets and grocery providers where seniors can save while shopping.
Keep in mind that deals may vary at participating locations and can change without notice.
- Amazon: Seniors who have valid EBT Cards or are on Medicaid are eligible for the Amazon Prime Discount at just $5.99 a month.
- Farm Fresh: 5% discount Tuesdays and Thursdays (55+)
- Hy-Vee: 5% discount on Tuesdays and Wednesdays (may vary by location, some stores’ age is 65+)
- Publix: Discounts up to 5% off apply at various times
- Kroger: Some locations offer a senior discount card
- Fred Meyer: Up to 15% senior discount first Tuesday of the month
- New Seasons Market: 10% discount every Wednesday
- Safeway: Seniors may qualify for discounts with a savings card
- Compare Food Supermarket: 10% discount in participating locations
- Harris Teeter: Every Thursday, seniors get 5% off their purchases
- Piggly Wiggly: varying discounts at participating locations
- Fry’s Food: 10% off the first Wednesday of every month to seniors with VIP card.
3. Life Insurance Policies Over $1M For A Few Dollars/Week
In these uncertain times, it’s pretty safe to say that if you don’t already have a life insurance policy, you might be behind the curve. But it’s never too late. You may be able to capitalize on a policy that’s well over a million dollars, that costs little more than just a few bucks a week.
It’s important that you plan for your estate to be well-kept and maintained for your children or other heirs. Take advantage of some of these most popular options for individuals over 40.
See what policies might best suit your needs now.
4. Personal Debt Relief For Those 40+
If you’re like many in this country, you may right now be struggling with insurmountable debt. But don’t worry. With the current state of the economy, you are not the only one struggling. There are now several new programs established precisely to help individuals in your situation.
That’s where these personal debt relief programs, many of them backed by financial guarantees, can make life-changing differences. You can actually reduce the amount of money you owe by working with one of these accredited institutions.
If you’re struggling with debt — and over the age of 40 — you may qualify for exclusive benefits under these new debt relief programs. Online searches nationwide have been trending up lately, so be sure to look into this right away.
5. Now Might Be the Time to Research Top Deals on Mortgage ReFi
Right now might be the best time to refinance your home. If you’re looking for some extra capital for expenses or to invest, rates now are at historic lows!
Many banks are hungry to make sure they can secure your mortgage — before their competitors — at the best possible rate. So go ahead and check out how much you can save by refinancing now. The advice is free. You really have nothing to lose, but potentially thousands to gain!
The top banks near you are offering incredible deals now. See the best deals of mortgage refinancing going on today.
6. Get an Affordable Degree Online with Real-Life Experience, Now
If you have some extra time on your hands, why not use the time productively? There are thousands of established, well-accredited universities and institutions that can help you get your degree online, fast!
These days, people above a certain age (who work full-time) can have difficulty finding time to go back to school and complete their education. But thankfully, you can now access a virtual classroom from virtually anywhere! Online degrees afford you a world of flexibility previously not possible. Listen to lectures in the comfort of your home, or while driving in your car. Make the most of your time and your education!
Not only will a degree help you to better yourself, but it may also provide you with the career mobility you’ve been seeking — an opportunity to enrich yourself personally and get that pay raise you’ve been looking for. So go ahead.
Check out the best schools online now. Find what’s best for you.
7. Save Thousands with Low Rates on Consolidation Plans
Debt consolidation, much like debt relief, programs can also provide debt-burdened individuals with a helpful ‘reset’ button to tackle their finances. Debt consolidation programs may also allow individuals to take advantage of recent market swings and drops in rates.
By consolidating your debt with any of these top-nationwide accredited programs, you may be able to save thousands in the long run.
In most cases, the consultation and advice is absolutely free. There’s absolutely zero reason not to look into this — especially if you’re battling debt from multiple different sources. See the best options online right away.
8. Don’t Pay for Out-of-Pocket Repairs: Home Warranty Program
With the general trend in the construction and remodelling industry at the moment, consumers are seeing prices on the rise — skyrocketing, in fact. Don’t let this discourage you, however. Now may be the best time to consider opting into one of many affordable Home Warranty Programs, before further market shifts render these programs obsolete.
Unexpected home repairs can be catastrophic, especially for those on a fixed monthly budget. Unfortunately, home insurance doesn’t cover the refrigerator, stove or washing machine. The same goes for your heating or A/C units.
It could cost hundreds or even thousands of dollars to replace these, which is why so many homeowners are now turning to Home Warranty Programs to save on repairs. Protect your home against unexpected problems. Save potentially thousands, or more…. The furnace, appliances, roof – they can all be covered! And If they can’t fix it, they’ll just replace it.
Find out more now. Lock in at an incredibly low cost today.