Top 11 Best Online Mortgage Calculators

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Corporate Finance Institute

What is a mortgage calculator? The calculator is designed to quickly pre-calculate monthly loan payments based on your individual loan option, even if you take a small loan like the no credit check ones that you can take from service. To know how to use the mortgage calculator most effectively, check out the top mortgage calculators.

Mortgage Calculators Top-List

FHA Loan Calculator

The FHA Mortgage Calculator provides an accurate payment for an FHA mortgage (considering the FHA advance premium, FHA monthly mortgage insurance, property taxes, and homeowner insurance). The mortgage calculator offers a minimum down payment calculation for a home to estimate the impact on total mortgage costs and monthly home payments. It offers a link to see if you are eligible to have an FHA mortgage.

Dave Mortgage Calculator

This mortgage calculator has a fairly convenient and understandable functionality. It is especially easy to use as it can calculate your monthly mortgage payment and total mortgage in minutes. All you need is to enter the home value, down payment amount, mortgage type, and interest rate. It also offers a finding local real estate agent when you’ve finished calculating all the costs of buying a home. Loan Calculator is the ultimate online mortgage calculator that offers a variety of mortgage calculation options, including calculating your mortgage payment, taxes and insurance. The calculator is very simple. Just enter the price of the house, including your down payment, and add any home loan information to calculate the mortgage payment breakdown and interest rate costs. Zillow Calculator also offers you the option to pre-qualify a mortgage loan making it easier to deal with mortgage lenders.

U.S. Mortgage Calculator

This reverse mortgage calculator calculates the estimated payments for your home. Moreover, it also takes into account important ancillary costs such as home insurance costs, property taxes, and homeowner association fees. This comprehensive approach helps provide a clearer understanding of the overall financial implications and benefits of a reverse mortgage.

Trulia Mortgage Calculator

Trulia is a practical and easy-to-use mortgage calculator. It takes into account the most important things such as monthly and total loan costs and interest payments. It also offers some nifty features, like asking for a zip code. So it can calculate how local tax rates affect your home mortgage. This calculator also walks you through the process of evaluating mortgages of non-traditional home loans such as veteran loans, FHA home loans for 30 and 15 years, and adjustable-rate mortgages as well.

Veterans United Mortgage Calculator

This home mortgage calculator is made for current and former military personnel of the US military. It provides guiding VA loan customers through the entire process of calculating the cost of a home. It easily handles your estimated down payment mortgage payments and helps to estimate taxes, homeowner’s insurance, and veteran loan fees. The tool also helps you consider your credit score and whether you are a qualified disabled veteran or not. VA mortgage calculator offers a link to find out if you are eligible for a Veteran Mortgage.

Bankrate Mortgage Calculator

Using the Bankrate Mortgage Calculator, you can calculate your monthly mortgage payment. You can enter a different home price, down payment, loan term, and interest rate to see how your monthly payment changes.

Estimates of monthly payments are broken down by principal, interest, property taxes, and homeowner’s insurance.

Bankrate takes into account your credit rating range and zip code to give you a more accurate estimate of your payment. You will also go into the home buying process to gain a more accurate understanding of how to calculate mortgage payments and buy real estate with confidence.

You will find the “House price” section. Just enter the price (if you are buying) or the present value (if you are refinancing). Nerdwallet also has a refinancing calculator.

In the “Down payment” section, enter the amount of your down payment (if you buy) or the amount of equity capital (in case of refinancing).

In the “Interest Rate” section, enter the rate.

In the “Loan Term” section, click the “plus” and “minus” signs to change the term of the mortgage in years.

Click “Refine Results” to locate the rate field and use the plus and minus signs to select “Loan Term”.

In addition, the NerdWallet mortgage calculator lets you compare common loan types to see a comparison of different loan terms.


Mortgage calculator online allows you to pre-calculate the monthly mortgage payment in US banks. Change the values of the interest rate, down payment, and loan term to access mortgage calculation options.


It is very easy to use the mortgage calculator online. It is enough to understand how the instrument itself works. You can calculate the mortgage either by the cost of the apartment or by the amount of the installment. In any case, the user needs to independently adjust the mortgage rate, property value monthly payment, down payment, and loan term. Having configured the necessary parameters, the future buyer receives automatic calculation results.

USDA Loan Calculator

The USDA loan calculator helps homebuyers evaluate their potential buying power and estimate payments with a USDA loan. The calculator can determine USDA’s upfront and annual mortgage insurance fees and calculate a more accurate representation of your payments with a USDA loan. You can also check USDA eligibility to learn more about the USDA loan.